WorldWideWordsmith

Ghost Writer

I’ve been busy since the first week of February in writing four books as ghost writer.  They are real estate investing and Internet marketing books.

It’s hard work to create 25,000+ words/week, but it keeps the doors open!  If you’re looking for fast quality writing of marketing or business books on any topic, email me.

Finally, I’m not a ghost!  While I’ve ghost written several books, I’m pleased to announce a book of my own for Turner Publishing Company that presents tips for first time home buyers.  The title is “70 Things First-time Home Buyers Need to Know.”  It’s detailed, taking the first time buyer from the decision to rent or buy, through the search for properties, then through the steps and documents in the transaction.

The book was released September 28th, and is available for sale at Amazon.com, Barnes and Noble,  and Borders.com.

I’ve just completed an eBook ghost writing project about a new concept in lease-to-own for the purchase of homes. The Realtor® eBook is about 52 pages, while there are ancillary reports for Sellers, Buyers and Investors, each averaging around 19 pages.

I used photos, screen shots and did the cover design for this eBook, targeted at real estate professionals to get them to sign up and participate in the program. Approximately 65,000 words.

In late 2009, for early 2010 release, I was the lead ghost writer on a book project for a well-known real estate investment trainer.  This book contains real estate investing tutorials as well as real life deal details all around the country.

I’ve placed dozens of articles about real estate investing at my About.com Real Estate Business site. You can get a very clear idea of my real estate investment knowledge and writing style by looking over a few of the articles at the link.  They cover real estate investment topics including:

• Buying and selling right
• Valuation and evaluation techniques
• Managing properties
• Marketing rentals
• Landlording instruction
• Home  Price Indexes and their interpretation
• Real Estate Investment Trusts

When it comes to entrepreneurship, starting, growing and managing a business, I’ve done it several times.  I’ve been my own boss my entire adult life.  Writing about business and how make it successfully are my specialty.

Whether it’s starting up, customer development, marketing, advertising, technology, and so much more, get a thorough look at my knowledge and writing ability by checking out the many articles I’ve placed (all are mine) at the About.com site.

I do a huge amount of instructional writing for Realtors just starting in the business.  Subjects range from basic property and ownership information to developing a business plan, financial planning, marketing budgeting and more.

Here is a link to a full section of my new real estate agent articles.

Though I don’t get to place an article up on Constant Content very often due to time, it is a site for writing articles on speculation, and buyers find them and make a purchase. Now and then, I misunderstand what a client desires, and my article misses the mark. It’s no problem, as we clarify the project and I write another one for them.

When I have an unsold article, I place it up on Constant Content with the pen name RealEstateWriter. Here is a link to the articles I have up that are available for purchase.

A website with thousands of real estate investor subscribers commissioned me to write some basic real estate investing articles.  I wrote a short series, and an excerpt from a credit article follows:

Credit History and the Successful Real Estate Investor

Real estate investing is a business. No matter what your goals, property types, or investing strategies, investing in real estate is a game of numbers. It’s return on investment, and your profitability in the business will involve one or more of these factors:

• buying right;
• efficient and cost effective renovation and improvements;
• effective management;
• proven marketing and rental techniques; and/or
• selling right.

We didn’t start with “buying right” without good reason. All of the rest of the items on the list can enhance your return on investment, but they’ll be playing catch-up if you didn’t make the best deal on the front end.

Too many new real estate investors place all their efforts into finding and negotiating the best price. Buying below market is quite important, but a real estate investor can give back much of the price advantage in the financing. Unless flipping a property very quickly, the financing costs of holding properties are eating away at total return from the day the deal closes.

A regular client sends requests for articles monthly. Most are on mortgages, financing, the FHA and reverse mortgages. Here are a couple of excerpts of the latest:

What Is a Reverse Mortgage?

Homeowners are familiar with how a normal mortgage works. If you own a home, you have likely paid monthly payments on a mortgage, or more than one in your lifetime. The characteristics of the normal type mortgage include:

· You pay a monthly payment.

· The lender takes out interest and some is applied to your growing equity.

· Your equity builds up over time as you continue your payments.

· Your payoff amount to fully end the mortgage goes down over time.

· If you sell, you normally would pay off the balance on the loan, leaving your equity minus selling expenses.

Now there’s a new mortgage out there called the “Reverse Mortgage.” We’re going to turn the normal mortgage on its head and you get paid instead of the lender. It’s a mortgage whose time has come with the maturing of the Baby Boomer generation, and its characteristics include:

FHA Loans – Multiple Solutions to Mortgage Needs

The Federal Housing Administration (FHA) insures mortgages made by qualified lenders to people purchasing or refinancing a home of their own. Lenders can expand home loans to many more individuals because they can rely on the FHA insurance in case of a default. Of course, there are minimum requirements, but there are also several different types of loans that make home ownership available to many. Let’s look at the types of loans, and the situations in which they apply.

FHA Fixed Rate Mortgage (Section 203b) – This mortgage provides funds for either purchase or refinance of one to four family housing units. The fixed rate feature means that the interest rate remains stable at the initial rate throughout the loan period.

· Down payments can be lower than conventional mortgages, sometimes as low as 3% of the appraised value of the home.

· Many of the closing costs related to a mortgage loan can be financed in this type of FHA loan. That even includes the initial loan insurance premium.

By limiting fees that lenders can charge for certain items and services, the FHA fixed